METHODOLOGY for ASSESSING the FINANCIAL SECURITY of ENTERPRISES in the POST-PANDEMIC PERIOD of DIGITAL ECONOMY

The article considers the approaches to assessing the financial security of enterprises presented in the literature, determines the rsistance of the textile industry of Uzbekistan to the negative impact of the coronavirus pandemic on the basis of statistical data, and reveals a significant differentiation of textile industry enterprises in terms of financial stability. Based on data on small enterprises in the textile industry of Uzbekistan, a method for assessing the financial security of an enterprise in the post-pandemic period is proposed and tested, taking into account the complex influence of non-financial parameters of economic security and assessing the deviations of the economic situation at a given enterprise from the patterns emerging in the relevant segment of the economy. In this research an econometric model was developed to determine the factors affecting the chemical industry and express their interrelationship, based on the conducted econometric analysis, the directions of development in our country were determined. According to the authors, it is necessary to continue these directions in order to ensure the economic security of industry enterprises in the country. © 2022 ACM.

FINANCIAL SECURITY in SMALL BUSINESS in PERIOD of DIGITAL ECONOMY: In CASE of UZBEKISTAN

In this paper has been proposed a methodology for ensuring the financial security of enterprises in the context of recession caused by the COVID-19 pandemic. Based on pre-crisis data related to the new coronavirus infection pandemic and multi-component modeling of the dynamics of industrial production in the Republic of Uzbekistan during the "corona crisis,"this study seeks to identify the dynamics of growth by economic activity type and recovery rate in order to identify areas of state support for industrial production. In this paper has been investigated issues of financial security management of textile enterprises. On the basis of secondary statistics, the growth of textile production in the regions of the Republic of Uzbekistan in 2008-2020 was analyzed and the factors influencing it were identified. By the author have been presented the main tasks and conditions for the financial security of enterprises, as well as developed scientific and practical recommendations for eliminating factors affecting the financial security of textile enterprises. © 2022 Owner/Author.

Evaluation of Investor's Financial Attitude towards Trading Activity during Pandemic

Investors' trading activities are influenced by their financial attitudes. Even though existing research has recognized and investigated their relationship, behavioral assessments and financial attitude still poses questions. Furthermore, there is a lack of evidence about the trading activity of retail investors in the instance of a health crisis, like COVID-19 pandemic. The aim of study is to fill in the gaps in the existing literature by studying the relative impact of five dimensions of financial attitude on trading activity of retail investors' during the pandemic. We have used five dimensions to measure financial attitude such as financial anxiety, optimism of investors, financial security, self-control, and the need for precautionary savings. We collected 512 responses from retail investors with the help of a structured questionnaire. We analyzed financial attitude and trading activity using SEM to establish the structural relationship. The observed findings disclosed that self-control is the dominant variable followed by financial security, need for precautionary savings, financial anxiety, and optimism. © 2022, School of Management Sciences. All rights reserved.

Financial and Investment Predicates of Security of Hotel Real Estate Development

The article examines the level of safety of investments in hotel real estate, and also develops general recommendations regarding its provision. It is noted that the safety of investments is an integral concept, and its achievement of optimal indicators forms the investment attractiveness of the micro-and macroeconomic environment. It was found that the investment potential of hotel real estate has been decreasing since 2019 due to unavoidable factors, in particular, the coronavirus pandemic and large-scale mil-itary aggression on the territory of Ukraine, which caused significant risks of financial capital losses. A negative forecast regarding the level of investment attractiveness of the hotel sector was found, verified on the basis of the method of scanning horizon, which is aggravated by the uncertainty of the war timeframe and the impossibility of predicting the scale of the destruction of social and tourist infrastructure. Globalization and digitalization of all aspects of the economy make it possible to form priority directions for the formation of safe relations regarding the investment of hotel projects adapted to the new conditions of the national economy. The relevant factors determining the conditions of investment in hotel real estate were worked out by the method of scanning the horizon. Therefore, this study aims to assess the conditions and risks of an investment in hotel real estate and to develop potential innovative models of interaction between the inves-tor and the recipient of the investment (a subject of the hotel business), which will increase the attractiveness of hotel real estate for investment. The relevance of the above provisions is confirmed by the prospects of restoration of the hotel business after the end of martial law in Ukraine

The Monetary Component in Ensuring the Financial Security of the State

The paper studies the place and degree of the monetary component's influence on the level of financial security of the state in the conditions of political and socio-economic imbalances in the development of Ukraine. The aim of the research is to investigate the effectiveness of monetary policy instruments, to determine the level of the monetary component's impact on the financial security of the state, as well as to form perspectives for balancing the symbiosis of "monetary policy and national financial security". Based on the conducted research, it is established that in recent years the role of the financial security system formation at all levels has significantly increased, whether it is macroe-conomic security, the security of economical subjects, or the financial security of a household. At the same time, the monetary component plays a significant role in en-suring the financial security of the state, namely, it affects macroeconomic processes in the country. Therefore, in order to ensure macroeconomic stability and economic growth in the context of ensuring the financial security of Ukraine under martial law, it is necessary to improve the mechanisms of monetary policy. The article analyzes the latest threats that lead to the negative impact of the monetary component on the finan-cial security of the state. These include: the consequences of russian military aggression on the economic development of Ukraine, continued COVID-19 outbreaks, the introduc-tion of administrative restrictions on the use of monetary policy instruments by the National bank of Ukraine, violations of the economic security of financial institutions, an insufficient level of financial inclusion, and the contradictory nature of the coordination of monetary and fiscal policies. In the context of establishing the decisive role of the monetary component in ensuring the financial security of the state, the adopted devel-opment strategies at the level of national security of Ukraine and at the level of the monetary sector of Ukraine are considered and systematized. The block diagram of the implementation of monetary policy in the context of ensuring the financial security of the state is proposed. It is proved that the mechanism of such interrelationship is im-plemented through the instruments and methods of monetary policy in combination with key macroeconomic indicators. To confirm the proposed hypothesis, the econo-metric model of the influence of monetary instruments on the level of financial security of the state is developed. As a proxy indicator of the financial security of Ukraine, the Financial Stress Index is used, which reflects the current state of the financial sector (without considering future risks) and consists of sub-indices for the banking sector, households, government and corporate securities, and foreign exchange market. Esti-mated and re-estimated models made it possible to determine the most influential indi-cators of the monetary component of the Financial Stress Index, namely: consumer price index;producer price index;GDP to monetary aggregate M2 ratio;cash to GDP ratio;share of foreign currency in monetary aggregate M3;NBU key policy rate (annual average);share of non-performing loans (NPL). The proposed model can be used to forecast the influence of the parameters of the monetary component on the level of financial security of the state. Based on the results of the study, it is proved that, despite the difficult political and economic situation in Ukraine, it is necessary to focus on improving the coordination of monetary and fiscal policies, considering the further implementation of the main provi-sions of international documents adopted by International Monetary Fund on this issue.

Government emergency aid and perceived financial security in COVID-19: evidence from a sample of vulnerable women in Brazil

PurposeThe purpose of this study is to examine if public policy satisfaction is related with perceived financial security. The public policy examined is an emergency income policy in Brazil.Design/methodology/approachThe authors used a questionnaire to interview a random sample of 235 single-parent women who received Emergency Aid (EA) resources in Brazil during the pandemic. The questionnaire included measures of financial security, financial anxiety, financial resilience and profile aspects. The authors applied a multiple regression approach to identify the determinants of financial security during the pandemic.FindingsOur findings show that factors such as satisfaction with the emerging income policy and financial resilience are positively related to perceived financial security. Financial anxiety, financial fragility and job loss in the pandemic are negatively related with perceived financial security.Research limitations/implicationsWhile our results correspond to a random probabilistic sample of women residing in southern Brazil, they may not be generalizable to Brazil as a whole.Practical implicationsThis study provides evidence of the financial situation in the pandemic for the lives of economically vulnerable women. The research encourages government and financial institutions to understand the unique challenges faced by vulnerable populations during the pandemic and analyzes the direct results of EA. The study contributes to the establishment of policies to support vulnerable populations, encouraging security and financial resilience.Originality/valueThis research is innovative in its analysis of women's financial situations during the pandemic, taking into consideration both behavioral aspects and profiles. Our focus on a specific case of emergency income policy adds to the understanding of the relation of such policies on vulnerable populations.

Systematization of Threats to Financial Security of Individual, Society, Business and the State in Terms of the Pandemic

The article highlights the need to monitor factors, risks and threats to financial security at different levels of the social hierarchy. The tools are examined for identifying threats to financial and socio-economic security. The study generalizes international experience of monitoring the financial security of the state and business in terms of the COVID-19 pandemic. Threats to Ukraine's financial security have been identified with the help of modern approaches adapted to the conditions of the pandemic. Reserves of digitalization of business are investigated. The identification of risks and threats to social security of Ukraine by its components has been carried out. The article analyzes the impact of the pandemic on rising unemployment. The number of households in crisis conditions caused by the pandemic and quarantine measures is estimated as an indicator of socio-economic security. The impact of the pandemic on financial and social security is summarized at different levels of the social hierarchy. It is proved that updating the list of indicators and qualitative enrichment of the analytical system of threat identification with dynamic indicators of digitalization of the economy will enable identifying additional threats to financial security at different levels of the social hierarchy. Additional risks for the national financial system related to globalization and digitalization of the state financial system are identified, which are not taken into account by the current methodological recommendations for calculating the level of economic security of Ukraine. Additional risks for the national social system connected with intrastate machinery, social and political changes are identified, which are not taken into account by the current methodological recommendations for calculating the level of economic security of Ukraine. It is proved that due to the slow implementation of reforms in the social and economic spheres of security activities, the existing socio-economic security system turned out to be vulnerable to an intense crisis event, i.e. the COVID-19 pandemic, which has led to a number of threats. © 2023, The Author(s), under exclusive license to Springer Nature Switzerland AG.

The Influence of Digital Financial Literacy on Interest in Investing in the Capital Market of Millennial Generation Students

In today's environment, financial knowledge is vital and should be possessed by everyone. Numerous people are financially disadvantaged as a result of the COVID-19 pandemic. This serves as a reminder of the critical nature of financial investment in the future. However, many Indonesians, particularly students, are still unfamiliar with capital market investing. In reality, investing in the stock market can provide a variety of benefits, including financial security, capital appreciation, and passive income. Financial literacy concerns can result in a lack of financial awareness among pupils. Indeed, financial literacy is widely available online and can be accessed at any time and from any location. We employed a quantitative method with a non-experimental research design for this study. A questionnaire survey is used to obtain data. The goal of this study is to determine whether there is a correlation between student interest in capital market investment and their digital financial literacy. As a result, extensive action is required to increase student interest in the capital market, which is precisely what this study wants to do. According to our findings, students who have access to digital financial and investment information have increased their financial literacy and developed a greater interest in investing in the capital market. Individuals are also encouraged by social media trends to try their hand at investing in the stock market. Additionally, students prefer to invest in stocks and mutual funds over other investing options. © 2023, The Author(s), under exclusive license to Springer Nature Singapore Pte Ltd.

Factors affecting the demand of Health Insurance during COVID-19 pandemic in Punjab State

This study aims to examine socio-economicfactors, the perceptionofpersonal health insurance products and individual’s personality traits to unbundle the paradox that prevents people from subscribing to health insurance schemes. In spite of its significance, a subscription paralysis has been observed in India for health insurance product. People who can afford Medicare are also found to be either unaware or aversive to it. This survey was conducted in the region of Punjab, India. For a primary data an offline/online questionnaire was sent and collected from the sample respondents from Amritsar, Jalandhar, Mohali, Patiala and Ludhiana. Response evinced by 502 respondents was formed as a part of study for the further data analysis. For assessing the relationships between variables Correlation and Anova were applied as a part of quantitative measuring tool. Finally, regression technique was used to estimate the factors that influence respondents’ decision to purchase health insurance. Age, income of family members, marital status and level of education product perception were found to be significantly associated with health insurance subscription in the region. COVID-19, Marketing forces, Hospital Cost & Tax Benefit showed a positive relationship with respondent’s insurance status whereas financial Literacy and wealth maximization has no significant effect on health insurance. No such research study has been conducted so far on impact of COVID-19 on health insurance sector in this region. This paper reveals the importance of health insurance during the pandemic and the awareness level of people increased. The socio-economic factors, individuals’ product knowledge, awareness perception of cost induce health insurance demand and its subscription in the region. © 2022 Transnational Press London

Business Entities' Financial Security under Digital Economy

Business entities conduct operations and implement the strategy in a turbulent business environment. The modern business environment is characterized by rapid change and unpredictability of trends caused by both systemic factors (development of the digital economy) and non-systemic shocks (COVID-19 pandemic, sharp fluctuations in commodity prices, Russian armed aggression in Ukraine). That causes threats to companies financial security of companies. This paper aims to highlight the features of supporting financial security at the micro-level in the context of the digital economy's development and to formulate proposals for ensuring companies' financial security, taking into account the challenges of the exogenous and endogenous environment. The paper presents issues of the digital economy's development, its impact on macro-and microlevel economic processes, and cause-and-effect relationships with the state of companies financial security. The influence mechanism of high-tech companies' development in the context of financial security at the micro and macro levels is revealed with a special focus on the area of changes in capital expenditures and economic cycle phases. Emphasis is placed on the importance of using contemporary tools to analyze the essence and consequences of the phenomena inherent in the digital economy in the context of ensuring companies' financial security. As a result of the analysis, a model for managing a company's financial security under digital economy conditions is developed. The proposed model covers both micro- and macro-blocks of ensuring financial security. The importance of a combination of qualitative and qualitative methods for assessing a company's financial security under conditions of the digital economy is emphasized. Within the framework of the model, a process approach to ensuring financial security at the company level is highlighted. The results of the paper may be used by state and local authorities to develop the principles of financial security management at the micro level under digital economy conditions, as well as by representatives of the scientific community to study the issues of companies' financial security under conditions of the digital society development.

Loneliness and social support as key contributors to burnout among Canadians workers in the third wave of the COVID-19 pandemic: A cross-sectional study.

OBJECTIVE: COVID-19 has dramatically affected Western Society's relationship with work and contributed to increased worker burnout. Existing studies on burnout have mostly emphasized workplace culture, leadership, and employee engagement as key contributors to burnout. In this cross-sectional study, we examine the associations between Malach-Pines Short Burnout Measure (MPSBM) scores and participant's self reported personal characteristics, financial strain, workplace conditions, work-life balance, and social inclusion among Canadians living during the third wave of the COVID-19 pandemic. METHODS: To identify the most salient correlates of burnout, Canadian residents, aged 16+, were recruited using paid social media advertisements in French and English to complete a cross-sectional study. Multivariable linear regression and dominance analysis identified the most salient correlates of MPSBM scores. Exposure variables included demographic factors, financial strain, workplace conditions, work-life balance, social support, and loneliness. RESULTS: Among 486 participants, family social support (adjusted ß = -0.14, 95%CI = -0.23, -0.05), emotional loneliness (adjusted ß = 0.26, 95% CI = 0.18, 0.35), insufficient sleep (adjusted ß = 0.38, 95% CI = 0.16, 0.60) and "me time" (adjusted ß = 0.22, 95% CI = 0.03, 0.42), and indicators of financial security (e.g., owning vs renting; adjusted ß = -0.36, 95% CI = -0.54, -0.17; insufficient pay: adjusted ß = -0.36, 95% CI = -0.54, -0.17) were key burnout indicators. People with a bachelor's degree (vs ≤high school diploma; adjusted ß = 0.29, 95% CI = 0.01, 0.58) also had higher burnout scores. CONCLUSION: Interventions addressing workplace culture, leadership, and other proximal workplace stressors, while important, are likely insufficient to meet the needs of workers. Our findings suggest that broader, holistic multicomponent approaches that address multiple upstream dimensions of health-including mental health-are likely necessary to prevent and reduce burnout.

Alcohol Use and misuse during the COVID-19 pandemic

GPs can play a pivotal role in the identification and management of alcohol problems at any time, and their role is even more important during the COVID-19 pandemic as more and more patients are resorting to alcohol to manage the stress and anxiety created by the pandemic. © 2021 Medicine Today Pty Ltd. All rights reserved.

Research on the Impact of E-servicescape on Consumers’ Behavior Intention in the Context of E-commerce Live Broadcast

In recent years, the development of China’s e-commerce live broadcasting industry has been developing rapidly. With the outbreak of COVID-19, Internet users have opened the shopping mode of live broadcast by e-commerce. As a more accurate and rapid way of content dissemination, e-commerce live broadcasting has built a new mode of communication between brands and consumers, narrowed the distance between consumers and goods during online shopping, and greatly improved the sales conversion rate. At this time, the research on the generation mechanism of consumer behavioral intention in e-commerce live broadcasting platform is very key. This paper introduces three dimensions: aesthetic appeal, functional layout and financial security, and constructs a research model of online service scenario on consumer behavioral intention in the context of e-commerce live broadcast. The empirical results show that the three dimensions of aesthetic appeal, functional layout and financial security have a positive impact on consumers’ behavior intention, and have a significant positive impact on consumers’ trust. Consumer trust has a significant positive impact on consumers’ behavior intention. This study takes the multi-dimensional e-commerce live broadcast e-servicescape as the starting point, provides more reliable basis for the study of consumer behavior will, and expands the application scope of e-servicescape. The research results have certain enlightenment to help the e-commerce live broadcasting platform accurately grasp the needs of users in the process of use and realize the conversion from platform use to purchase. © 2022, The Author(s), under exclusive license to Springer Nature Switzerland AG.

Financial security during a pandemic SARS-CoV-2 Coronovirus pandemic in Poland

The year 2020 was sure dominated by the pandemic caused by the new SARS-CoV-2 coronavirus. Many effects of the COVID-19 pandemic appeared in the Polish economic reality, including those related to financial security. In connection with these changes, many important questions have arisen, among others: will the financial systems of Poland be stable during the evolving crisis situations, intensively changing social and economic conditions, and will the people participating in these systems be safe from a macro-and microeconomic perspective? In the face of the situation, are the safety net institutions prepared to fight the economic crisis? The aim of the article is to analyse and evaluate the Polish financial system during the pandemic. Efforts were made to indicate the impact of the negative consequences of the COVID-19 pandemic on the country's financial security. The pandemic affects the country’s economy in two ways, it has stalled many manufacturing industries and there has been a gap in the supply of products to the domestic market. All sectors of the economy experience disruptions leading to a shortage of good and the resulting higher prices thereof. Limited economic activity also generates lower tax revenues. Because it is precisely when the government increases spending, it results in larger fiscal deficits and greater public debt. The article focuses on discussing the potential effects of the COVID-19 pandemic on the stability of the financial system in Poland.

Racial/Ethnic Differences in Social Health of Older Adults in a Northern California Healthcare System

Background: The COVID-19 pandemic heightened concerns about the social health of older adults and potential exacerbation of racial disparities in health, well-being, and healthcare access. Methods: We used weighted data for 4282 Kaiser Permanente Northern California (KPNC) members aged 65-85 who responded to the 2020 KPNC Member Health Survey to estimate prevalence of frequent loneliness, lack of social support, financial strains, and other stressors during the prior 12 months. Results: Overall, 5% often felt lonely or socially isolated, and 37% often did not get sufficient social/emotional support (Figure). While approximately 4% had problems “making ends meet”, 10% worried about financial security. Cost led to 2-3% being food insecure, eating less healthy foods, and delaying/foregoing medical care, and 11% delaying/foregoing dental care. Black adults were most likely to report these financial strains, as well as experience harassment/ discrimination and worry about neighborhood violence. Asian/Pacific Islander adults (API) were most likely (57%) and White adults least likely (32%) to report lack of social/emotional support. Conclusions: While many older adults experienced adverse financial and social circumstances during the pandemic, Black adults were more likely than White adults to indicate financial and healthcare access strains. More research is needed on effective screening for financial and other social risks in diverse older adult populations to deliver socially and culturally appropriate care to vulnerable populations.

Employee FinancialWellness Programs (EFWPs) as an Innovation in Incentive Systems of Energy Sector Enterprises in Poland during the COVID-19 Pandemic—Current Status and Development Prospects

The COVID-19 pandemic has caused a loss of the sense of financial security among employees. The consequence is decreased productivity, affecting employers who also suffer related costs. Actions to support employees’ financial wellness are therefore important and necessary, especially in the case of those working in the strategic sector ensuring national energy security. The main aim of the article is to present, from the theoretical and practical point of view, the essence and role of Employee Financial Wellness Programs (EFWPs) in the creation of an effective incentive system in energy sector companies in Poland during the crisis caused by the COVID-19 pandemic. The following research methods were used: Critical analysis of source literature, comparative analysis of existing data and the descriptive method with elements of deductive reasoning. In order to collect primary data, the indirect survey method was used, namely, the CAWI Internet survey technique, which was addressed to the main energy generation sector entities in the country. The research has shown that financial wellness instruments are new to the Polish market, where they have been in limited operation since 2021. It was confirmed that some companies in the energy sector are using such innovative tools, but they also show the need and interest to implement more extensive and comprehensive Employee Financial Wellness Programs that will reduce the financial stress of employees while motivating them to work more efficiently during the COVID-19 pandemic. © 2022 by the authors. Licensee MDPI, Basel, Switzerland.

Psychosocial Impact and Protective Factor of COVID-19 Confirmed Patient During Isolation Enactment: A Systematic Review

Background: An individual who is positively confirmed COVID-19 is required to undergo a long-term isolation. As a consequence, this condition can cause physical and psychosocial impacts. This review article aims to identify psychosocial impacts COVID-19 patients and protective factors the patients during isolation enactment. Method: This article is a systematic review by doing article identification from four data bases (ScienceDirect, ProQuest, EBSCO and PubMed) published between January to October 2020. The articles were selected using PRISMA based on assigned inclusion and exclusion, keywords on psychological impact, COVID-19, and confirmed patient. Results: Based on the 28 article analysis divides psychosocial domain into four aspects;they are emotional impact, social, and behavior. Protective factor was divided into four aspects, they are social support (family, social, medical team, and government support), personal ability (religious, cognitive, affective, psychomotor aspects), positive belief (internal and external), and material asset (facility and financial). Conclusion: Psychosocial impacts of confirmed COVID-19 patients during isolation enactment can be minimized through psychologist intervention by increasing patients’ protective factors. Based on the finding, the suggestion was the part of nursing in isolation COVID-19 important to increase health condition of mental patients undergo isolation.

MANAGEMENT AND LEGAL ASPECTS OF ECONOMIC SECURITY OF ENTERPRISES IN THE PROCESS OF INNOVATION

Today, the activity of innovatively active enterprises is a rarity in our country, and it never need support and stable operating conditions. However, a number of negative, both external and internal factors and threats significantly destabilize the state of functioning of innovatively active enterprises in Ukraine. In pandemic, their influence has only increased and requires decisive management decisions that would guarantee the safety of business for these enterprises. For the effective implementation of security policy management of the activities of innovatively active enterprises, an effective mechanism is needed, which should include proper resource provision. It is impossible to carry out effective business security and implement planned management decisions without the proper amount of resources. The importance of resource support for business security management of innovatively active enterprises is proved, taking into account legal aspects. It has been established that the efficiency of the financial and economic activity of an innovatively active enterprise depends, first of all, on a certain set of resources at the disposal of the given enterprise. Resources are always limited, so each innovatively active enterprise must determine which goals will ensure the most productive use of these resources. The main factor in the development of enterprises on the verge of the fifth and sixth technological modes is the ability to ensure the flexibility of the production and management process and the relationship between the quality of technology development and active innovation. The purpose is to form the choice of the type of business security management in the innovation sphere under the influence of COVID-19, taking into account legal aspects. The research methodology includes methods of graphic display, ion, analysis and synthesis. The main research method was expert research. As a result, a characteristic-meaningful matrix was formed with each type of business security management.

Factors Associated with Financial Security, Food Security and Quality of Daily Lives of Residents in Nigeria during the First Wave of the COVID-19 Pandemic.

An online survey was conducted to identify factors associated with financial insecurity, food insecurity and poor quality of daily lives of adults in Nigeria during the first wave of the COVID-19 pandemic. The associations between the outcome (experience of financial loss, changes in food intake and impact of the pandemic on daily lives) and the explanatory (age, sex, education level, anxiety, depression, HIV status) variables were determined using logistic regression analysis. Of the 4439 respondents, 2487 (56.0%) were financially insecure, 907 (20.4%) decreased food intake and 4029 (90.8%) had their daily life negatively impacted. Males (AOR:0.84), people who felt depressed (AOR:0.62) and people living with HIV -PLHIV- (AOR:0.70) had significantly lower odds of financial insecurity. Older respondents (AOR:1.01) had significantly higher odds of financial insecurity. Those depressed (AOR:0.62) and PLHIV (AOR:0.55) had significantly lower odds of reporting decreased food intake. Respondents who felt anxious (AOR:0.07), depressed (AOR: 0.48) and who were PLHIV (AOR:0.68) had significantly lower odds of reporting a negative impact of the pandemic on their daily lives. We concluded the study findings may reflect a complex relationship between financial insecurity, food insecurity, poor quality of life, mental health, and socioeconomic status of adults living in Nigeria during the COVID-19 pandemic.